Can I expect the same change to my real FICO® Score if I take the actions that I used in the FICO Score Simulator?

Your real FICO Score depends on the specific information found in your credit reports. Because this information is constantly changing, we can’t guarantee you will see the exact same results.

However, the FICO Score Simulator is a great way to get an approximate idea of how an action you take today might affect your future credit rating.