How do I read my credit report?

Here’s how we recommend reading your credit reports to spot errors or potential identity theft:

1. Review your credit data to see what accounts you have open.
2. Check for collections, inquiries or public records information.
3. Make sure your personal information such as name, address and employment history is correct.
4. Finally, check your FICO® Scores to see how the information in your credit report is affecting them.