Why don’t I have a FICO® Resilience Index?

To receive the FICO Resilience Index, your credit profile must meet the following criteria (this is the same criteria used for FICO® Scores):

  • At least one account opened for six months or more, and
  • At least one account that has been reported to the credit bureau within the past six months, and
  • No indication of deceased on the credit report.
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